Esentual Cover

If you work through Esentual's Umbrella solution or as a Self Employed Contractor you have basic level of Public Liability Insurance (PLI) cover upto £500,000 and, if applicable, Drivers Negligence cover - applicable when driving on assignment through Esentual.  

In addition we offer Personal Accident Cover to give you the added security in the event of an incident which causes you to be injured you will receive some financial support in regards to income and in respect of medical costs.  This benefit has been provided in many different ways to suit our clients own strategies.  With 400+ Recruiters using the Esentual services we have a range of options in play at any one time.  Some Recruiters provide the cover as a benefit across their entire workforce, some provide it at a charge, some don't provide it and allow the workers to select the cover themselves.

The basic fee is £2.50 per week which gets you the following cover:

• Temporary Total Disability

Weekly compensation resulting from injury which temporarily prevents an Insured Person from carrying out the
whole of their occupational duties. The amount payable is limited to 52 weeks and is not payable for the first 2 weeks and will not exceed 75% of your average gross weekly wage from all sources of income.

• Death by an accident £50,000 

Lump sum Compensation Following death by resulting from an accident

• Permanant Loss of Limbs £50,000

Provides lump sum compensation following physical severance or permanent loss of use of one or more limbs following bodily injury resulting from an accident

• Permanant Loss of Sight £50,000

Provides lump sum compensation following injury resulting from an accident which causes total and permanent loss of sight, speech or hearing (Loss of hearing in one ear is limited to 25% of the amount payable for both ears).

• Permanant Partial Disability £50,000

Provides lump sum compensation based on a set scale of percentages according to the degree of disability you
suffer caused by bodily resulting from an accident

The above details are indicative. Full details of the scheme are available on request and may vary from time to time and be subject to your own status.